Instant Issue Bonds

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Brown's Insurance offers a wide variety of bonds. Most bonds require some degree of assistance from our agents. But the bonds listed below are available for purchase online with instant issue in the following states: AL, FL, GA, IA, IL, IN, KS, KY, MI, MN, MO, MS, NC, OH, OK, PA, SD, TN, VA, WI and WV.

Purchase any of the bonds listed below online in just a few minutes with a few clicks. Simply,

Notary Public Errors and Omissions

This policy provides a limited amount of errors and omissions liability for notaries. The policy is available on an individual basis, or on a blanket basis for all notaries employed by a business. Premiums start at $65 per year. Be sure to select the bond with E&O.

Prince William County, Virginia: Get This Bond

All other Available States*: Get This Bond

Business Services bond (Janitorial Services Bond)

Also known as a janitorial services bond, or third party fidelity, this bond reimburses your customer if your employees steal from them. Premiums start at $120 per year for $10,000 coverage for a business with 5 or fewer employees. Coverage amounts of $15,000 or higher require a conviction before the policy pays. Coverage amounts of $10,000 or lower require only reasonable proof that it was theft by an employee. $25,000 coverage = $180 per year. $50,000 = $240 per year. $100,000 = $300 per year. Premiums are higher if there are more than five employees.

Prince William County, Virginia: Get This Bond

All other Available States*: Get This Bond

ERISA Bond

As required by the Employee Retirement Income Security Act (ERISA), this bond reimburses your pension plan if your employees steal from the plan. ERISA requires that the employer carry coverage for 10% of the amount of "funds handled." The coverage amount is subject to a minimum requirement of $1000 and a maximum requirement of $100,000 (but the employer may choose to buy more than $100,000). Most CPAs will tell you that this means you need a bond for 10% of the amount of all accounts in the plan. This is sometimes true, but not always. In most small businesses, the employer takes deductions for the employee's account, and may or may not match some portion of those funds. The combined amount is then contributed to the pension plan. If the employer has any ability access or transfer those funds once they are in the account, then the employer must have a bond for 10% of the amount in the accounts. However, if the employer has no ability to transfer or access the funds once they are contributed, then the employer needs a bond only for 10% of the amount of annual contributions. So, let's suppose the plan has $800,000 in the accounts for all employees combined, and makes contributions of $50,000 in a given year. If the employer has the ability to access the $800,000, they need a bond for $80,000. If they don't have the ability to access the $80,000, they need a bond for $5,000. Premiums start at $100 per year for $10,000 coverage.

Prince William County, Virginia: Get This Bond

All other Available States*: Get This Bond

License/Permit

Serves as a guarantee that a business will comply with laws and regulations put in place by a municipality or governing body. Businesses may be required to have a License and/or Permit Bond in order to operate in specific cities or states.

Prince William County, Virginia: Get This Bond

All other Available States*: Contact Us

Public Official Bonds

Guarantees that an appointed or elected official will comply with the regulations set before them. This type of bond is typically required of someone that handles public funds.

Prince William County, Virginia: Get This Bond

All other Available States*: Contact Us

Prince William County Peddlers Bond

Also known as a solicitors bond, this bond is required for anyone who wants a license to sell products door to door in Prince William County. The cost of the bond is $100, and you can purchase and print the bond in a few minutes.

Get This Bond

Miscellaneous Surety Bonds

Miscellaneous Surety bonds are those that do not clearly fall within the scope of all other categories.

Prince William County, Virginia: Get This Bond

All other Available States*: Contact Us

Other Bonds

At this time, all of our other bond options require the assistance of a licensed agent. If you would like to contact one of our agents to discuss a bond not listed here, click here and give some detail about the type of bond needed and who is requiring it: Contact Us

*Available States: AL, FL, GA, IA, IL, IN, KS, KY, MI, MN, MO, MS, NC, OH, OK, PA, SD, TN, VA, WI and WV.


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